If you’ve ever changed your name, address or job, you may have lost track of some of your super.
Finding your lost super and bringing it all together saves on fees and makes it easier to manage.
Find your super
Your lost super may be held by your super fund or by the Australian Taxation Office (ATO). It’s easy to find your lost super online through the ATO:
Go to my.gov.au.
Log in or create an account.
Link your myGov account to the ATO.
This will allow you to:
see details of all your super accounts, including any you’ve lost or forgotten about
find any ATO-held super — this is held on your behalf when your super fund, your employer or the government can’t find an account to deposit your super into
consolidate your super into a single fund
If you’ve recently opened a new super account, it may take up to six months to appear on myGov.
You can also find lost super using a paper form. See searching for lost super on the ATO website.
Combining your super accounts
Having more than one account means paying more fees. Combining your super into one account will save you money.
You need to know which one of your super funds you will consolidate your super into. See tips on consolidating your super or call us on 02 9554 3566.
Reproduced with the permission of ASIC’s MoneySmart Team. This article was originally published at https://moneysmart.gov.au/how-super-works/find-lost-super
Important note: This provides general information and hasn’t taken your circumstances into account. It’s important to consider your particular circumstances before deciding what’s right for you. Although the information is from sources considered reliable, we do not guarantee that it is accurate or complete. You should not rely upon it and should seek qualified advice before making any investment decision. Except where liability under any statute cannot be excluded, we do not accept any liability (whether under contract, tort or otherwise) for any resulting loss or damage of the reader or any other person. Past performance is not a reliable guide to future returns.
Any information provided by the author detailed above is separate and external to our business and our Licensee. Neither our business nor our Licensee takes any responsibility for any action or any service provided by the author. Any links have been provided with permission for information purposes only and will take you to external websites, which are not connected to our company in any way. Note: Our company does not endorse and is not responsible for the accuracy of the contents/information contained within the linked site(s) accessible from this page.