Our Team

Our Team


CFP, MComm, BA



CFP, Adv Dip Fs (FP) & MFinPlan







Michael is the Managing Director and founder of Wealth & Lifestyle Financial Planning.

 Michael worked incredibly hard to fulfil his dream as an internationally recognised Certified Financial Planner, which is the highest designation a financial planner can obtain within the Financial Planning Association of Australia.

Michael also obtained a Master of Commerce degree from Sydney University with a double major in Finance and Marketing, so he is doubly qualified to lead you and your loved ones into a financially stable future.

With more than 30 years experience within the business world and 20 years working in the financial services industry, Michael has continually assisted his clients with the achievement of their financial goals and structured individual investment portfolios during this time.

Because of his down-to-earth roots, Michael is driven to help his clients to achieve their lifestyle and financial objectives with all the professionalism and ethics that are so important when it comes to dealing with money. Giving something back is so important to him, and his whole life is geared up to this ideal.

In his downtime, Michael reads, travels, plays competitive tennis and cricket, and keeps up with current affairs.


Naj Farfoud has over fifteen years experience in the financial services industry and is an Authorised Representative of Consultum Financial Advisers Pty Ltd.

He has completed the Certified Financial Planning programme which is the highest designation a financial planner can obtain within the Financial Planning Association (FPA) of Australia, and is recognized internationally. Naj is also a member of the FPA.

Naj prides himself in the provision of quality service and assistance to clients with the utmost professionalism.

Time with his family is one of the most important aspects of Naj’s life but he also reads, and plays soccer and volley ball in his time out.


Peter’s role in Client Services is to provide back office support to our dedicated team.  His developing research skills are providing assistance to our Advisers, enabling them to implement new strategies. Peter’s role also is to provide a timely service to our clients.

Peter has worked in the property finance Industry for over 25 years. Most recently he’s spent 15 years with the NSW State Government. Peter is competent and diligent in his duties.

In his spare time Peter enjoys spending time with his family and watching his young son play tennis. He also collects Australian coins as a hobby.

Dino Cataldo

Dino Cataldo has worked in the financial services industry since 1989, Dino has held senior positions with several leading Australian Financial Services companies such as Promina, Asgard Wealth Solutions and Colonial First State, before deciding to become a financial adviser in 2008.

He holds an Advanced Diploma in Financial Planning and a Assoc Diploma in Accounting and Finance. He is committed to understanding your financial affairs and providing you with the best quality service and advice.