Insights

Borrowing to invest, also known as gearing or leverage, is a risky business. While you get bigger returns when markets go up, it leads to

Have a savings goal and budget It’s much easier to be a good saver if you have a goal in mind. It might be a

You can get your super when you retire and reach your ‘preservation age’. This is between 55 and 60, depending on when you were born.

Key takeaways One of the main things to consider before investing is to have a plan – consider your investment goals including when and how

If you’re age 60 or over, own your home and need to access money, releasing equity from your home may be an option. There is

Monitor how your shares are performing compared to similar companies or the market overall. Stay up-to-date with company, economic and market changes. This gives you

Key takeaways An understanding of the factors that influence the amount you can borrow for a mortgage, such as income and expenses, Loan-to-Value Ratio, credit

Key takeaways According to the Association of Superannuation Funds of Australia (ASFA), to have a ‘comfortable’ retirement, single people will need $595,000 in retirement savings,

While we all hope for good health, the reality is that some of us may struggle at times with sickness or injury. And that may

Diversification is an investment strategy that lowers your portfolio’s risk and helps you get more stable returns. You diversify by investing your money across different